SoFi stands out in a number of trick areas for any their figuratively speaking
The company loves to stress that its is not a lender which will not operate including one. Instead, it prefers to consider in itself because the a community off borrowers and you can economically-literate those who are taking its loans and wealth-government in their very own give.
Due to the fact SoFi is not a financial, the business cannot generate a challenging query on your borrowing, and therefore your rating may not be adversely affected. And once your submit the application, you may be accepted within a few minutes, considering SoFi’s site.
For some individuals, certainly SoFi’s head selling affairs is the fact that it cannot charges people costs – ever before. There are no charges associated towards the loan itself, including disbursement or origination costs, and no charge related so you’re able to borrower behavior, eg later costs.
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